Auto Ins Rates Apr 2026

Average of $773 annually (approx. $64/month). Geographic Impact: Most & Least Expensive States

($3,481), Florida ($3,229), Washington, D.C. ($3,209) Least Expensive Vermont ($1,624), Hawaii ($1,652), Ohio ($1,687) Key Factors Influencing Your Rate auto ins rates

Location remains a primary pricing factor, with state regulations and local risk levels (like traffic density or theft rates) creating wide variations. State Category Average of $773 annually (approx

According to The Zebra , your choice of coverage level significantly dictates your baseline cost: 209) Least Expensive Vermont ($1